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Services

MEDIGAP   
Texas Medicare Supplement Plan

CONTACT US
469.293.7080

We offer a range of insurance products, with a number of specialities.

Critical Illness

Simplified Critical Illness Insurance is designed to pay a lump sum to the insured at the first-ever diagnosis of 12 covered illnesses or procedures. This simplified product offers a short application with a handful of health questions– no medical exams are required.

  • Issue Ages: 18-59, Age last birthday
  • Issue Amounts: $5,000-$50,000
  • Underwriting Classes: Male/Female, Tobacco/Non-tobacco

Fully Underwritten Critical Illness Insurance is designed to pay a lump sum to the insured at the first-ever diagnosis of 21 covered illnesses or procedures.

  • Issue Ages: 18-64
  • Issue Amounts: $50,000-$500,000
  • Underwriting Classes: Male/Female, Tobacco/Non-tobacco

Benefits Across Categories: The first benefit is paid upon the initial diagnosis of a condition or procedure in any one of three categories. If premiums continue to be paid and the insured is diagnosed with a condition or procedure in a different category, the insured will again receive the benefit payment indicated.

Dental

TRUE DENTAL INSURANCE with Safeguard

Pre-Existing Conditions are Covered
No Waiting Periods
No Dollar Limits
NO CHARGE for 2 Routine Cleanings Per Year
NO CHARGE for Fillings
NO CHARGE for X-RAYS

$5 Extractions, $210 for Dentures (Per Upper/Lower), $185 Crowns, $2195 for Braces, and
Over 345 Other Covered Procedures.

Additional Great Benefits....
Drug Card • You can use anywhere in the country • Up to 60% off generic; from 10%-30% off preferred name brand • May order 3-month supply through mail

Vision Benefits • 12,000 eye care locations nationwide • 20% to 60% discounts on eyeglasses • 10% to 20% discounts on contact lenses (excluding disposables)

Disability

  • short term
  • long term

Group

  • health
  • life
  • dental
  • disability

Health

  • individual with optional maternity
  • family with optional maternity
  • group
  • student
  • self-employed
  • senior

Life

What plan design will benefit you best?
 
Protect your family’s financial security with Life insurance.  When you’re planning for a family your financial obligations involve expenses such as covering a mortgage, providing for college and covering a number of family needs.  When your family is grown and your mortgage is covered, you still have the financial obligation of covering final expenses and debts that may be outstanding.  You can tailor a policy in the amount to meet your specific needs. 

  • term
  • universal
  • whole


Long Term Care

Are you concerned about

Protecting your life savings?
Living in a facility of your own choosing?
An envirment where you get quality care?
Burdening family with caregiver responsibilities?


Put a Long Term Plan in place to take the stress out before it begins. By doing so, you will protect you and your loved ones assests and give you the choice on where you receive your care when the time comes.  At no obligation to you, please let us help you design a plan that will fit your needs and budget.

Medicare Supplement

Everyone deserves the peace of mind of knowing that when you need medical care it will be covered or need help with prescription cost you'll have it.  Although the vast majority of senior citizens will obtain their main health benefits through Medicare, Medicare supplement insurance helps to pay large medical costs not covered by them.  And to offset ever rising cost for prescriptions, it is highly recommended that seniors purchase a Prescription Drug Plan (PDP).

Travel Health Insurance Worldwide

We provide U.S. citizens and non-U.S. citizens with international health insurance.

Obtaining medical treatment and hospital care abroad can be expensive, and medical evacuation to the U.S. can cost more than $50,000.  Note that U.S. medical insurance is generally not accepted outside the United States, nor do the Social Security Medicare and Medicaid programs provide coverage for hospital or medical costs outside the United States.

If your insurance policy does not cover you abroad, it is a good idea to consider purchasing a short-term policy that does.  There are health insurance policies designed specifically to cover travel.